个人买房满两年,出售免征增值税

Group 1 - New regulations effective from January 1, 2026, aim to address public concerns and enhance development vitality, including subsidies for smart home products [1] - The new policy includes support for upgrading old equipment in various sectors such as elderly care and safety, as well as a focus on consumer goods trade-in programs for vehicles and home appliances [1] - The scope of subsidies for consumer goods has expanded to include digital and smart products, such as smartphones and smart home devices [1] Group 2 - Adjustments to housing loan rates will take effect on January 1, 2026, with a reduction of 0.25 percentage points for housing provident fund loans issued before May 8, 2025 [2] - The new rates for first-time homebuyers will be 2.1% for loans up to 5 years and 2.6% for loans over 5 years, while second-home loans will have rates starting at 2.525% [2] Group 3 - A new notification regarding kindergarten fee policies will be implemented on January 1, 2026, establishing government-guided pricing for non-profit kindergartens and market-regulated pricing for profit-oriented institutions [3] - The fee structure includes various charges such as education fees and accommodation fees, with specific guidelines for different types of kindergartens [3] Group 4 - New rules for the reduction of vehicle purchase tax for new energy vehicles will be in effect from January 1, 2026, allowing a 50% tax reduction with a maximum deduction of 15,000 yuan per vehicle [4] - The policy includes updated technical requirements for electric and hybrid vehicles to qualify for tax exemptions, emphasizing the need for certain electric range capabilities [4]