Mastercard's Q4 2025 Earnings: What to Expect

Core Insights - Mastercard Incorporated (MA) is valued at a market cap of $518.5 billion and provides transaction processing and payment-related services, connecting consumers, merchants, financial institutions, and governments for secure digital transactions [1] Financial Performance - Analysts expect MA to report a profit of $4.21 per share for fiscal Q4 2025, reflecting a 10.2% increase from $3.82 per share in the same quarter last year [2] - For the current fiscal year ending in December, MA's expected profit is $16.43 per share, up 12.5% from $14.60 per share in fiscal 2024, with an anticipated EPS growth of 15.8% year-over-year to $19.03 in fiscal 2026 [2] - In Q3, MA's net revenue grew 16.7% year-over-year to $8.6 billion, exceeding consensus estimates by 1.2%, and adjusted EPS rose 12.6% to $4.38, surpassing analyst expectations of $4.31 [4] Stock Performance - Over the past 52 weeks, MA shares have gained 9.9%, underperforming the S&P 500 Index's 16.8% return and the State Street Financial Select Sector SPDR ETF's 14.3% increase [3] - Following the Q3 earnings release, MA shares experienced a slight decline despite better-than-expected earnings results [4] Analyst Ratings - Wall Street analysts maintain a "Strong Buy" rating for MA, with 25 out of 38 analysts recommending "Strong Buy," four suggesting "Moderate Buy," and nine indicating "Hold" [5] - The mean price target for MA is $660.14, suggesting a potential upside of 14.3% from current levels [5]