I’m 35, have $2.5M saved and own property that brings in $3K/month — am I out of line to think about retiring now?

Core Insights - The article discusses the financial situation of a 35-year-old entrepreneur, Rosie, who has saved $2.5 million, which is above the average belief of $1.26 million needed for a comfortable retirement in the U.S. [1] - It raises the question of whether retiring in one's 30s is feasible, especially in light of the FIRE (Financial Independence, Retire Early) movement [2] Group 1: Rosie's Financial Background - Rosie achieved early success by starting her own business in her early 20s and has been saving aggressively since completing her education [3] - She sold her business for $3 million, which contributed significantly to her savings [3] Group 2: Retirement Plans and Considerations - Rosie does not intend to retire to a life of leisure but plans to engage in volunteering and mentoring young women in business [4] - She owns a rental property that generates approximately $3,000 per month after expenses, adding to her income [5] Group 3: Retirement Savings Strategy - The article discusses the "4% rule" for withdrawing retirement savings, which suggests withdrawing 4% annually, adjusted for inflation, to sustain a 30-year retirement [5] - Given Rosie's age, a 30-year withdrawal plan may not suffice, as she needs to plan for savings that could last 50 years or more [6] - If Rosie follows the 4% withdrawal strategy starting now, she may deplete her savings by age 70, which could coincide with the peak of her retirement years [6]