Looking for a Total Stock Market ETF? Here's How VTI and SCHB Stack Up for Investors

Core Insights - The Schwab U.S. Broad Market ETF (SCHB) and the Vanguard Total Stock Market ETF (VTI) are designed to replicate the entire U.S. stock market, serving as foundational elements for diversified investment portfolios [2] Cost & Size - Both SCHB and VTI have an expense ratio of 0.03% and a dividend yield of 1.11%, indicating they are equally affordable [3][4] - As of January 2, 2026, SCHB has an AUM of $38 billion, while VTI has a significantly larger AUM of $567 billion [3] Performance & Risk Comparison - Over a five-year period, SCHB experienced a maximum drawdown of -25.40%, while VTI had a slightly lower drawdown of -25.36% [5] - An investment of $1,000 would grow to $1,734 in SCHB and $1,728 in VTI over the same period, showing comparable performance [5] Portfolio Composition - VTI tracks a broader index with 3,527 stocks, heavily weighted towards technology (35% of total assets), with significant holdings in financial services and consumer cyclicals [6] - SCHB holds a narrower selection of 2,407 stocks, with a similar technology weighting of 34% [7] Investor Implications - Both ETFs offer identical expense ratios, dividend yields, and risk levels, making them nearly indistinguishable in terms of fees and income [10] - VTI's larger scale and higher trading volume may attract investors who prioritize liquidity and efficient trade execution [8]