医保个人账户跨省共济,哪些费用可以支付?
Xin Hua Wang·2026-01-04 03:52

Core Viewpoint - The article discusses the concept of cross-provincial mutual aid in China's medical insurance system, highlighting how individuals can use their personal medical insurance accounts to support family members in different provinces. Group 1: Medical Insurance System Overview - The national basic medical insurance system includes employee basic medical insurance and urban-rural resident medical insurance, with contributions from both employers (6%) and employees (2%) [1] - Employee personal accounts can be used for personal medical expenses and can also be utilized for close relatives [1] Group 2: Cross-Provincial Mutual Aid Mechanism - Cross-provincial mutual aid allows individuals to use their personal accounts from one province (e.g., Beijing) to pay for medical expenses incurred by family members in another province (e.g., Shandong) [2] - Eligible expenses for cross-provincial mutual aid include medical fees and personal contributions required for treatment under resident medical insurance [3] Group 3: Eligible Family Members - The scope of family members eligible for mutual aid includes spouses, parents, children, siblings, grandparents, grandchildren, and other close relatives [4] Group 4: Online Payment System - The medical insurance wallet is an online payment system that allows users to track their contributions, account balances, and make payments at hospitals [4]

医保个人账户跨省共济,哪些费用可以支付? - Reportify