重磅！关于贵阳市开展商品住房“以旧换新”活动的通知

Core Viewpoint - The Guizhou government is implementing a "trade-in" program for real estate to stimulate housing market activity and support residents' diverse housing needs, aiming to reduce costs and improve efficiency in home exchanges [1][3][10] Group 1: Participants - The program involves various participants including homeowners looking to sell their old homes and purchase new ones, real estate developers, real estate agencies, and commercial banks [1][2][4] - Homeowners must have legally registered properties without disputes and are required to purchase new homes after selling their old ones [4][6] Group 2: Activity Requirements - Real estate developers must comply with legal regulations, provide quality direct sales services, and offer exclusive discount plans for the trade-in program, with discounts up to 10% off the selling price [3][4] - Real estate agencies must ensure compliance with regulations, provide quality services through certified agents, and charge a maximum commission of 2.5% of the old home's sale price [3][4] - Commercial banks are required to support financing for real estate projects and optimize loan processes for homeowners, including waiving certain fees for old home mortgage clients [4][5] Group 3: Activity Process - Participants must register online through a designated platform, where they can submit necessary information and receive verification from relevant authorities [5][6] - Homeowners can select new homes from participating developers, agree on pricing, and sign a purchase intent agreement to lock in their choice [6][7] - The sale of the old home can be facilitated by participating real estate agencies, which will create promotional plans to expedite the sale process [6][7] Group 4: Policy Support - From January 1, 2026, individuals selling homes purchased for less than two years will be subject to a 3% value-added tax, while those selling homes purchased for over two years will be exempt from this tax [8] - A 50% consumption voucher subsidy will be provided for new home buyers who sell their old homes and pay the new home deed tax by December 31, 2026 [8] - Reduced deed tax rates will apply for first-time homebuyers and for second homes, depending on the size of the property [9] Group 5: Other Matters - The program will run from the date of announcement until December 31, 2026, with potential adjustments based on its effectiveness [10] - Industry associations will play a role in coordinating and regulating the program, ensuring compliance and resolving disputes [10]