Core Viewpoint - The China Wealth Management 50 Forum 2025 Annual Meeting focuses on building a financial powerhouse during the "14th Five-Year Plan" period, emphasizing the construction of financial infrastructure in the AI era [1][3] Group 1: AI Infrastructure in Finance - Zhang Jianhua, a researcher from the People's Bank of China and a professor at Tsinghua University, outlined three levels of financial infrastructure in the AI era: traditional financial infrastructure (e.g., payment clearing, trading venues), AI-specific infrastructure (e.g., large models, computing power, databases), and AI-enabled financial infrastructure [1][3] - Currently, AI applications in finance primarily serve to "empower" existing systems, with no disruptive infrastructure that fundamentally reshapes current financial functions [1][3] Group 2: Risk Management in AI Applications - Recommendations for managing risks associated with AI applications include preventing model hallucinations, algorithmic black boxes, algorithmic resonance, and data quality issues [1][3] - There is a need to closely monitor technological advancements and enhance regulatory capabilities to address potential risk contagion and systemic risks exacerbated by AI, while maximizing its positive impacts and mitigating negative effects [1][3]
张健华：AI时代金融基础设施分三层 当前应用未现颠覆性创新
Xin Lang Cai Jing·2026-01-04 08:31