Core Viewpoint - CITIC Bank Zhengzhou Branch has successfully launched the "Heart-to-Heart Fertilizer Scene Loan" business, utilizing innovative financial solutions to support the development of enterprises within the agricultural industry chain [1] Group 1: Business Development - The bank formed a dedicated service team to address the pain points of Henan Heart-to-Heart Chemical Industry Group Co., Ltd. and its upstream and downstream distributors, focusing on issues such as financing difficulties and high financing costs [1] - A working mechanism was established, including "exclusive communication groups, real-time connections, rapid responses, and closed-loop progress," to effectively overcome communication barriers and technical adaptation challenges, ensuring timely business implementation [1] Group 2: Strategic Focus - CITIC Bank Zhengzhou Branch is transitioning from a "product-driven" approach to a "scene-based ecological operation," creating a comprehensive service mechanism for key industry clusters [1] - The bank plans to seize opportunities during the peak agricultural production stocking season to expand the coverage of inclusive loans, providing convenient and efficient financial services to entities along the agricultural industry chain [1]