Got $100,000? The 1 ETF I Would Buy Is VTI
The Motley Fool·2026-01-04 09:56

Core Insights - The Vanguard Total Stock Market ETF (VTI) is considered an ideal buy-and-hold investment due to its broad diversification and low expense ratio of 0.03% [1][4] - VTI invests in approximately 3,500 U.S. companies across all market capitalizations, making it a cornerstone investment for various portfolios [4][5] - The ETF's exposure to small-cap stocks, which have underperformed recently, presents potential for improved returns and reduced overall portfolio risk [6][8] Investment Strategy - The current U.S. stock market is nearing all-time highs, prompting a cautious approach towards growth and tech stocks, suggesting a shift in focus may be necessary [1][7] - VTI offers exposure to sectors like financials, healthcare, and industrials, which are not as heavily represented in tech-focused ETFs, thus providing a more balanced investment strategy [8] - The inclusion of small-cap stocks in VTI's portfolio allows for potential value opportunities that could yield long-term benefits [9]