The 2025 Housing Affordability Crisis in Charts: What Changed and What Didn't

Bim / Getty Images Housing affordability remained a stubborn problem in 2025 as mortgage rates stayed elevated and prices peaked. Key Takeaways Affordability problems weighed down the housing market in 2025, though there were signs of improvement. Mortgage rates declined somewhat and more listings hit the market, helping to ease some of high expenses of buying a home. Experts predict that mortgage rates will continue to fall in 2026, although housing affordability issues are expected to persist as lo ...