既要“雪中送炭”，也要“锦上添花”

Core Viewpoint - The articles emphasize the importance of financial services in supporting the real economy, particularly through innovative financial products that address the challenges of financing for enterprises, highlighting the dual approach of "timely assistance" and "enhanced support" for businesses [1][2]. Group 1: Timely Assistance ("雪中送炭") - The concept of "timely assistance" focuses on providing immediate support to enterprises facing financial difficulties during critical phases such as capacity expansion and transformation [1]. - It involves a collaborative mechanism between government, banks, and enterprises to respond quickly to financial needs, facilitating access to financing and reducing costs for businesses [1]. - The goal is to enhance the confidence and resilience of enterprises in overcoming challenges by ensuring that funds are made available promptly [1]. Group 2: Enhanced Support ("锦上添花") - "Enhanced support" aims to empower businesses as they grow, transitioning from emergency assistance to long-term financial empowerment [2]. - Financial services should adapt to the evolving needs of enterprises, focusing on quality development and creating tailored financial products based on specific business characteristics [2]. - The integration of continuous support and timely assistance is essential for fostering a robust business environment, reducing future reliance on emergency aid [2].