政银企联动破解企业“融资难”

Core Viewpoint - The financial support provided by the government and banks is crucial for companies like Xinjiang Deyongjia Textile Co., Ltd. to overcome funding challenges during their expansion phases, enabling them to fully utilize their production capabilities [1][2]. Group 1: Company Expansion and Financial Support - Xinjiang Deyongjia Textile Co., Ltd. is expanding its production capacity by investing in smart equipment, but faced liquidity issues due to concentrated funding needs for raw materials, equipment commissioning, and order production [1]. - The government of the Second Division of Tiemenguan City quickly activated a government-bank-enterprise linkage mechanism to address the company's funding needs, providing loan guarantees to alleviate financing difficulties [1]. - Agricultural Bank of China Tiemenguan Branch opened a green approval channel to ensure that loan funds were allocated promptly to the company [1]. Group 2: Financial Environment and Support Mechanisms - As of November 2025, the total loan balance of banking institutions in Tiemenguan City reached 34.11 billion, a year-on-year increase of 9.31%, with small and micro enterprises receiving 13.895 billion, up 17.26% year-on-year [2]. - The Tiemenguan City Finance Bureau established a "performance + linkage" mechanism to enhance financial services for small and micro enterprises, linking financial institution assessments with policy funding incentives [2]. - Financial institutions in Tiemenguan City added 32 new financial outlets and launched specialized products like "Cotton Farmer Loan," "Chili Loan," and "Micro E-Loan" to meet diverse business needs [2]. Group 3: Future Financial Strategies - The Tiemenguan City Treasury Center plans to create a one-stop service chain for loan applications, credit assessments, guarantee approvals, and interest subsidy processing to optimize processes and reduce costs [3]. - The goal is to ensure that financial resources effectively support the growth of enterprises and inject stronger momentum into the high-quality development of the regional economy [3].