Group 1 - The global stablecoin market experienced a 50% growth in 2025, with Tether and USDC dominating, accounting for 90% of the total value of all stablecoins [1][6] - Both Tether and USDC are digital currencies pegged 1:1 to the U.S. dollar, ensuring their price remains stable at $1 over time [2] - Simply holding stablecoins without utilizing them in the blockchain ecosystem does not generate returns, similar to keeping physical dollars without investment [3] Group 2 - The primary utility of stablecoins lies in earning passive income, with yields ranging from 3.5% to 5.25% per year on certain cryptocurrency trading platforms [4] - Higher yields, up to 15%, can be achieved through decentralized finance (DeFi) activities, although these come with increased risk [5] - USDC is gaining traction among U.S.-based businesses and has advantages in regulatory and compliance aspects compared to Tether [6]
Better Stablecoin Buy: Tether vs. USDC
Yahoo Finance·2026-01-04 20:13