Core Insights - The banking wealth management market is expected to grow by 10% year-on-year by 2026, transitioning from "pseudo-stability" to "true stability" after the implementation of new asset management regulations [1][2] - The industry is shifting focus from scale competition to a "return protection battle," emphasizing multi-asset allocation and refined liability management to stabilize returns in a volatile market [1][3] Group 1: Market Outlook - The banking wealth management sector is anticipated to become a core component of the wealth management market, driven by sustained demand for asset allocation from residents [3] - The disappearance of "valuation magic" signifies a purification and restructuring of the banking wealth management industry, promoting transparency and high-quality development [2] Group 2: Investment Strategies - Institutions are expected to enhance their research and investment capabilities, focusing on asset rotation while minimizing volatility to secure returns [4] - Strategies will be tailored to different risk appetites, with low-risk clients being offered stable strategies and medium-risk clients being targeted with "fixed income plus" strategies [4]
告别“估值魔法” 银行理财开启一场关于“确定性”的奔赴
Zhong Guo Zheng Quan Bao·2026-01-04 20:12