再注销一家 第三方支付牌照持续出清

Core Viewpoint - The payment industry in China is undergoing a significant consolidation, with the People's Bank of China (PBOC) actively revoking payment licenses, indicating a shift towards stricter regulatory compliance and market exit for non-compliant entities [1][2][3] Group 1: License Revocation - The PBOC has revoked the payment license of Zhonggang Yintong Information Technology Service Co., Ltd., marking the 108th license cancellation and the 12th in 2025 [1] - Zhonggang Yintong's license had been in a "suspended renewal" status for over three years due to non-compliance with regulatory requirements [1] - The company, established in 2011, initially focused on prepaid card issuance and later expanded into internet payment services [1] Group 2: Industry Trends - In recent years, the payment license landscape has been reshaped, with 15 licenses revoked in 2023, 10 in 2024, and 12 in 2025 [2] - Analysts attribute the reduction in payment licenses to enhanced regulatory scrutiny, financial difficulties faced by some institutions, and internal consolidation within payment companies [2] - The majority of revoked licenses pertain to prepaid card services, which are struggling to remain profitable due to regulatory changes and market competition from digital alternatives [3] Group 3: Future Outlook - The ongoing license cancellations are expected to lead to a more regulated market environment, increasing compliance costs but ultimately enhancing the industry's credibility and stability [3] - Payment institutions are encouraged to explore horizontal expansion through "payment+" solutions and partnerships to innovate their service offerings [4]