Four in New Jersey Face Charges in Alleged $250K Travel Insurance Scam

Core Viewpoint - Four individuals have been indicted for their involvement in a fraudulent travel insurance scheme, allegedly filing claims exceeding $250,000 for trips they never took and medical emergencies they fabricated [1][3]. Group 1: Indictment Details - The indicted individuals include Agustin Matos, Kenia Ivonne Vasquez, Keyra Carla Liriano, and Patricio Arturo Alfonso, with charges including conspiracy, insurance fraud, and identity theft [2][3]. - The indictment was issued by a state grand jury on December 5, 2025 [3]. Group 2: Scheme Overview - The fraudulent activities took place from April 2022 to August 2023, involving multiple travel insurance policies taken out for the same trip using false identities [4]. - The defendants allegedly submitted claims to various insurance carriers, falsely claiming hospitalization abroad and incurring significant medical expenses [5]. Group 3: Financial Impact - The total attempted fraud amount by the defendants is approximately $252,852, with individual breakdowns: Matos - $19,986, Vasquez - $27,812, Liriano - $37,226, and Alfonso - $167,829 [6]. - Liriano successfully obtained $14,835 in claim payments from two insurance carriers [6].