苏商银行荣获杰出“小而美区域金融贡献奖” 润泽江苏小微企业发展

Core Insights - The "Qihang·2025 Financial Summit" held in Beijing highlighted the theme of "New Starting Point, New Momentum, New Journey," with participation from hundreds of experts across regulatory bodies, industry associations, financial institutions, and listed companies [1] - SuShang Bank was awarded the "Outstanding Small and Beautiful Regional Financial Contribution Award" for its significant contributions to regional financial services [1] Group 1: SuShang Bank's Achievements - As Jiangsu Province's first digital bank, SuShang Bank has effectively aligned its services with regional economic development needs, achieving substantial results in promoting inclusive finance [3] - The bank has restructured its risk control system using financial technology, increasing the proportion of credit loans to nearly 50%, and providing efficient service with online "instant approval" and offline processing within 24-48 hours [3] - Through the "Star Plan," SuShang Bank aims to provide 100 billion yuan in specialized credit funds over three years to support the growth of small and micro enterprises in key industrial chains, with private enterprises making up 99% of its loan clients [3] Group 2: Financial Product Innovations - SuShang Bank has integrated financial product innovation with local industry needs, launching products like the "Crab Scene Loan" to address farmers' funding requirements [4] - The bank has introduced customized financial solutions for the entire agricultural industry chain and has provided over 7 billion yuan in funding to tens of thousands of farmers [4] - The bank has developed exclusive products such as "Innovation Loans" and "Talent Loans" to support over 2,400 innovative enterprises, with a total credit limit exceeding 11 billion yuan [4] Group 3: Commitment to Green Finance - SuShang Bank has actively implemented the Yangtze River protection strategy by launching green financial products like "Yangtze Loans" and "Fisherman Loans," with green credit growth outpacing overall loan growth by 55.36 percentage points [4] - As of June 2025, the balance of green credit exceeded 170 million yuan, contributing to the construction of a beautiful Jiangsu [4] Group 4: Future Outlook - SuShang Bank plans to continue its mission of "making finance simpler through technology," leveraging its differentiated advantages as a digital bank [5] - The bank aims to enhance its inclusive financial service system and increase support for regional small and micro enterprises, technological innovation, green development, and rural revitalization [5] - The focus will be on providing precise and efficient digital financial services to bolster Jiangsu's real economy and contribute to the modernization of Jiangsu [5]