聚焦新质消费力：提振消费的信用锚点和信用路径

Group 1 - Consumption is highlighted as the "main engine" of economic growth, with recent policies emphasizing the importance of enhancing consumer confidence and addressing barriers to consumption [1][2] - The current consumer confidence in China has significant room for improvement, with the 2024 consumer rate projected at 39.9%, which is still 10-30 percentage points lower than that of developed countries [2][3] - The need for a robust social credit system is emphasized as a foundational element for enhancing consumer confidence and trust in the market [2][4] Group 2 - The concept of "new quality consumption power" is introduced, driven by technological advancements and the transformation of production factors, which calls for a high-quality consumption system [3][6] - The institutionalization and "assetization" of credit are identified as crucial pathways for developing new quality consumption power, with a focus on integrating credit into economic operations [4][5] - The establishment of a comprehensive social credit system is necessary to support new consumption patterns, including digital, ecological, and inclusive credit systems [6][8] Group 3 - Digital credit is defined as a new infrastructure that combines various types of credit, enhancing the ability to utilize non-financial data for credit assessment, thus promoting digital and intelligent consumption [7][9] - Ecological credit is positioned as a mechanism to address environmental externalities, linking social credit to ecological sustainability and promoting green consumption [8][9] - Inclusive credit is seen as a vital lever for unlocking consumption potential in China's vast market, with ongoing efforts needed to improve credit service coverage and protect personal rights [9]