西安银行：涉7.3亿元金融借款合同纠纷一审胜诉

Core Viewpoint - Xi'an Bank's Xi'an branch has received a first-instance judgment in a financial loan contract dispute, involving a principal amount of 730 million yuan and related interest, compound interest, and penalty fees [1][6]. Group 1: Lawsuit Details - The lawsuit was initiated on April 17, 2025, by Xi'an Bank's Xi'an branch against three companies: Xingping Hongyuan Development Construction Co., Ltd., Qidi Environmental Technology Development Co., Ltd., and Hunan Jinsha Road and Bridge Construction Co., Ltd. [2][7]. - The court accepted the case on the same day, and the relevant information was disclosed on April 19, 2025 [2][10]. - The court's judgment stated that the loan contract and its supplementary agreement with Hongyuan Company were terminated on May 8, 2025, and Hongyuan Company is required to pay the principal amount of 730 million yuan and corresponding interest within fifteen days of the judgment's effectiveness [2][7]. Group 2: Financial Implications - The interest calculation for the period from December 21, 2024, to May 8, 2025, will follow the original contract terms, while from May 9, 2025, until actual repayment, it will be based on the loan market quotation rate published by the National Interbank Funding Center [2][7]. - Qidi Company will bear joint liability for the debt, and Xi'an Bank's Xi'an branch has a priority right to the income rights based on the PPP project agreement related to the ecological wetland project [2][7]. - Xi'an Bank has classified the involved loan as a non-performing loan and has made corresponding impairment provisions, indicating that the lawsuit is not expected to significantly impact the company's current or future profits [2][9].