3 Reasons to Watch XRP in 2026

Group 1 - The cryptocurrency market underperformed in the previous year, with XRP prices down 21% in 2025 despite positive regulatory changes [1] - Concerns exist that XRP may face a long-term slump similar to its previous peak in 2021, but three factors suggest this may be less likely [2] - The macroeconomic environment is currently favorable, contrasting with the previous recovery phase; lower interest rates are expected to boost liquidity and investor appetite for riskier assets [3][4] Group 2 - The Federal Reserve is predicted to reduce interest rates further, which could positively impact cryptocurrency prices in the coming years [5] - XRP has a strong brand focused on real-world utility, distinguishing it from meme coins; it aims to facilitate international payments with low transaction fees [6][7] - Despite a significant decline from recent highs, XRP has potential catalysts for growth in 2026 and beyond [8]