Social Security: Can Debt Collectors Garnish Your SSI Payments?
Yahoo Finance·2026-01-04 12:02

Core Viewpoint - SSI payments are protected from garnishment, unlike other Social Security benefits which can be garnished for legal obligations such as child support and federal debts [2][3][5]. Group 1: SSI Payments - SSI payments cannot be garnished for any debts, including federal income taxes [2][3]. - The SSI program provides monthly benefits to individuals with disabilities, blindness, or seniors aged 65 and older who meet financial qualifications [4]. Group 2: Other Social Security Benefits - Other types of Social Security payments can be garnished to enforce legal obligations, including child support, alimony, and federal tax debts [5][6]. - The U.S. Department of the Treasury can withhold up to 15% of monthly Social Security benefits to collect overdue federal tax debts [6]. Group 3: Resolution for Garnishment - Individuals facing garnishment due to unpaid federal taxes are advised to resolve the issue with the IRS, potentially with the help of tax debt resolution experts [7].