推进网络安全保险落地应用

Group 1 - The increasing frequency of cyber security incidents, such as the recent attack on Kuaishou, highlights the vulnerabilities in network security defenses and insurance coverage among enterprises [1] - Cyber security insurance is emerging as a new type of coverage that helps businesses enhance their ability to respond to cyber risks and supports digital transformation [1] - The DDoS attack on Kuaishou involved a sophisticated strategy that exploited business logic, overwhelming the platform's resources and forcing it to take drastic measures to mitigate damage [1] Group 2 - According to the "DDoS Attack Threat Report (2025 Edition)" by Green Alliance Technology, the internet industry is the primary target of DDoS attacks, accounting for 35.21% of incidents, followed by the financial sector at 26.36% [2] - The global cyber security insurance market is projected to reach $15.6 billion by 2025, with North America and Europe accounting for approximately 87% of the market share [2] - There is a significant protection gap for small and micro enterprises in the global market, with cyber security insurance premiums only covering 30% of their needs due to budget constraints and a lack of understanding of cyber risks [2] Group 3 - To promote the application of new cyber security insurance models, the Ministry of Industry and Information Technology and the Financial Regulatory Administration are launching a second batch of pilot projects targeting various industries [3] - Cyber security insurance typically involves collaboration between insurance companies and third-party technology firms to provide risk management services, aiming to reduce the likelihood of incidents [3] - There is a call for innovation in insurance products and services to create inclusive and innovative cyber security insurance options, enhancing service quality and fostering a healthy ecosystem for the industry [3]