金融引擎加速低空经济腾飞

Group 1 - The "14th Five-Year Plan" emphasizes the cultivation and growth of emerging industries, particularly focusing on the low-altitude economy as a strategic emerging industry cluster [1] - The financial sector is accelerating the development of the low-altitude economy, with the Guangdong Financial Regulatory Bureau and other departments issuing policies to support this growth [1][3] - The low-altitude economy market in China is projected to exceed 3.5 trillion yuan by 2035, indicating significant growth potential [1] Group 2 - Hangzhou Jimu Zhikong Technology Co., Ltd. focuses on agricultural drone applications and has over 320 patents, serving more than 30 countries with a cumulative operational area of 200 million mu [2] - The company faces challenges in financing due to high R&D costs and a lack of sufficient collateral, necessitating long-term loan products that align with its 3 to 5-year R&D cycle [2] - Financial institutions are innovating their loan approval and risk control models to accommodate the unique needs of technology companies, including dynamic risk assessment models that consider various factors beyond financial data [2][3] Group 3 - Financial support for the low-altitude economy is characterized as a comprehensive set of measures rather than a one-time assistance, requiring strategic patience and resource empowerment [3] - Various financial products and services, such as "equity-loan-debt-lease" models, are being introduced to meet diverse financial needs within the low-altitude economy [3] - The China Bank has developed a financial service plan with 12 specific measures to support the high-quality development of the low-altitude economy [3] Group 4 - Financial institutions are encouraged to continue playing a supportive role while adhering to risk compliance, innovating products and services to inject financial vitality into the low-altitude industry [4] - Banks should enhance their risk assessment capabilities and focus on supporting financially stable and creditworthy enterprises to foster a transparent financing environment [4] - Collaboration among financial regulators, civil aviation departments, research institutions, banks, insurance companies, and enterprises is essential for promoting healthy industry development [4]