佳木斯为小微企业融资铺就“高速路”

Core Insights - The article highlights the effective financial support measures implemented by Jiamusi City to assist small and micro enterprises, showcasing a rapid response in funding and low interest rates [1][2] Group 1: Financial Support Measures - Jiamusi City has established a small and micro enterprise financing coordination mechanism to enhance the flow of financial resources to the real economy, resulting in a loan balance of 226.27 billion yuan by the end of November, ranking second in the province [1] - The city has achieved a loan increase of 7.27 billion yuan since the beginning of the year, the highest in the province, with a year-on-year loan growth rate of 4.42%, leading among comprehensive cities [1] - A "financial advisor" service mechanism has been created to shift from traditional credit models to proactive lending by banks, significantly improving financing efficiency [1] Group 2: Policy Implementation and Impact - The city has introduced measures to lower the barriers for entrepreneurial guarantee loans and promote pure credit loan models, along with waiving guarantee fees [2] - Training sessions have been organized to ensure enterprises understand various support policies, including interest subsidies and grants [2] - A specific enterprise has successfully secured a loan of 1.3 million yuan, with the effective financing cost reduced to 1.5% after a 50% fiscal interest subsidy, facilitating operational and new park development [2]