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Core Insights - The article discusses the rising prices of gold and silver, highlighting their appeal as investment options amid global economic uncertainty. Gold prices approached $4,600 per ounce with a nearly 70% increase in 2025, while silver prices surpassed $71 per ounce with over a 140% increase [3][4]. Group 1: Gold Investment Trends - Ordinary workers are increasingly investing in gold, with products like Agricultural Bank's "Gold Savings" allowing for monthly purchases starting from 1 gram, making it accessible for the average consumer [4]. - High-net-worth individuals are also favoring gold, with a report indicating it has surpassed stocks and funds as the preferred investment choice for the coming year [4]. - The perception of gold has shifted from being an old-fashioned asset to a modern investment tool, appealing to younger generations [4]. Group 2: Silver Investment Dynamics - Silver has seen a significant price increase due to strong industrial demand, particularly from the solar energy and electric vehicle sectors, with a 28% year-on-year growth in silver demand from the photovoltaic industry [5]. - The World Silver Association projects that global industrial demand for silver will exceed 600 million ounces in 2025, marking a historical high [5]. - Investment channels for silver are becoming more accessible, with options like automatic investment strategies and various financial products catering to different risk appetites [5][6]. Group 3: Expert Recommendations - Experts advise investors to approach gold and silver investments with caution, suggesting a portfolio allocation of 5%-10% of total assets and recommending systematic investment methods to mitigate risks [7]. - Conservative investors are encouraged to consider bank savings or physical precious metals, while more aggressive investors might explore silver-themed funds or linked financial products [7]. - The importance of maintaining a rational and patient investment strategy is emphasized, suggesting that emotional decision-making can lead to poor investment outcomes [8].