SRCB(SH:601825) Jin Rong Jie·2026-01-05 08:43Core Insights - Shanghai Rural Commercial Bank is promoting a unique financial product called "Quality Loan" to support the high-quality development of Shanghai's economy by converting companies' quality achievements into tangible credit assets [1][3] - The "Quality Loan" initiative aims to create a financing system that enhances companies' quality through financial means, fostering a cycle where quality creates value and value reinforces quality [1][3] Group 1: Product and Implementation - Since its launch in 2023, the "Quality Loan" has been tailored to regional characteristics, resulting in various localized sub-products such as "Jinzhidai" in Jinshan District and "Huangpu Zhihui Loan" in Huangpu District [2] - In Yangpu District, the bank collaborates with local authorities to focus on financing services for technology innovation, benefiting over 50 companies, with around 80% being technology-oriented [2] Group 2: Case Study and Impact - Shanghai NLW Technology Co., a leader in the field of nano-modified plastics, received a specialized loan of 40 million yuan to support its R&D efforts in overcoming key technological challenges [3] - As of the end of 2025, the "Quality Loan" program is expected to have disbursed over 3.5 billion yuan, covering more than 2,000 companies recognized for their quality achievements, reflecting strong support for the real economy and alignment with the "Quality Power" strategy [3]