甘肃省个人养老金制度实现市州全覆盖 开户人数达409.8万人

Core Insights - The personal pension system in Gansu Province has achieved full coverage across 14 cities and states, with a total of 4.098 million account holders as of December 2025, and 741 individuals have begun receiving benefits [1] Group 1: Policy Implementation - Gansu Province is actively implementing the national decision to fully establish the personal pension system, enhancing coordination to ensure policy execution [1] - A three-dimensional publicity system has been developed to address the "cognitive difficulties" surrounding the policy, utilizing both online and offline methods, as well as traditional and emerging platforms [1] Group 2: Public Engagement and Services - The province has initiated activities such as "Social Security Services Entering Thousands of Homes" to provide on-site consultation and guidance, while also promoting simplified informational products through various digital platforms [1] - Financial institutions are encouraged to offer account opening incentives to effectively expand the policy's coverage [1] Group 3: Service Optimization - Gansu Province is focused on optimizing services based on public demand, ensuring that social security agencies facilitate convenient and compliant benefit reviews [1] - Financial institutions have established mobile banking sections and dedicated service windows to streamline the entire process of personal pension account opening, contributions, inquiries, and claims [1] Group 4: Product Offering - The province is maintaining four basic product types while also expanding the investment scope to include government bonds and specific pension savings, thereby creating a diversified product system to meet the retirement investment needs of different groups [1]