Feng Huang Wang Cai Jing·2026-01-06 02:33Group 1 - The coking industry is a crucial pillar of Shanxi's economic development and a key sector for low-carbon transformation, with Postal Savings Bank of China (601658) Shanxi Branch actively implementing the national "dual carbon" strategy by providing transformation financial loans to a local coking enterprise, helping the coal coking industry break free from high-carbon constraints [1] - The bank has established a transformation financial development research center in Shanxi to analyze the technical routes, cost-effectiveness, and financing needs for high-carbon industry transformation, providing financial support paths based on research findings [1][2] - A leadership group for transformation finance has been formed, with a differentiated assessment system for loan issuance that rewards transformation financial loans more than ordinary loans, focusing on high-quality enterprises aligned with transformation goals [1] Group 2 - A coking enterprise in Changzhi City, with an annual coke production capacity of 7.24 million tons, faces transformation pressures due to funding and production technology constraints, despite having clear transformation goals [2] - The bank has customized a financing solution based on the enterprise's energy consumption intensity and carbon reduction project plans, linking loan interest rates to "unit product energy consumption intensity" to incentivize carbon reduction and accelerate transformation [2] - The bank has implemented a comprehensive risk management process, including pre-loan material verification, third-party evaluations during the loan approval phase, and post-loan monitoring to prevent "false transformation" risks [2] Group 3 - The Postal Savings Bank of China Shanxi Branch has provided a credit line of 400 million yuan and issued 200 million yuan in transformation financial loans to a coking enterprise, marking the first transformation working capital loan in the coking industry in the banking sector, which is expected to reduce carbon dioxide emissions by 6,055 tons [3]