金融与生态同频共振

Core Viewpoint - The People's Bank of China Suqian Branch is focusing on integrating green finance with rural revitalization, aiming to enhance ecological and industrial development in rural areas by optimizing financial support mechanisms [1][2]. Group 1: Financial Support for Rural Revitalization - As of October 2025, the agricultural loan balance in Suqian reached 287.92 billion yuan, accounting for 38% of total loans, the highest in the province [1]. - The green loan balance in Suqian reached 139.01 billion yuan by September 2025, showing a year-on-year growth of 44%, surpassing the overall loan growth rate by 34 percentage points [1]. - The Suqian Branch has issued a plan to enhance financial support for green and rural revitalization, promoting actions that guide financial institutions to increase funding in key areas [1][2]. Group 2: Innovative Financial Products - The branch has allocated 4.7 billion yuan for specialized re-loan quotas to support rural and green development, introducing products like "Re-loan + Flower Loan" and "Re-loan + Green Enterprise Loan" [3]. - Since 2025, financial institutions have utilized "Re-loan +" products to issue 17.76 billion yuan in loans for key rural revitalization areas, with 2.7 billion yuan directed towards green ecological projects [3]. - The introduction of "Water Rights Loans" has resulted in 2.26 billion yuan in financing, effectively meeting the needs of water-related enterprises [3]. Group 3: Policy and Incentives for Green Financing - The Suqian Branch is enhancing the promotion of transformation financial policies to encourage enterprises to apply for green financing recognition, establishing a green channel for financial institutions [4]. - Financial incentives include a subsidy for green financing guarantee services, aiming to reduce costs for eligible projects and improve access to financing [4]. - Collaborative efforts with various sectors have led to the launch of "Environmental Protection Loans," providing favorable rates for projects related to pollution control and ecological restoration [4]. Group 4: Green Finance Innovation and Development - The Suqian Branch is actively promoting the establishment of a provincial-level green finance innovation reform pilot zone, focusing on the integration of green finance with rural revitalization [5]. - Four local rural commercial banks have completed annual environmental information disclosure, with one institution exploring climate stress testing, contributing to low-carbon transformation [5].