畅通乡村振兴“金融血脉”

Core Viewpoint - Shanxi Tunliu Rural Commercial Bank actively fulfills its social responsibility as the "main bank for rural revitalization," focusing on serving the agricultural sector and exploring new paths for financial services in rural revitalization [1] Group 1: Agricultural Loans and Financial Support - As of mid-October 2025, the bank's agricultural loan balance reached 5.443 billion yuan, with a net increase of 269 million yuan since the beginning of the year [1] - The bank has issued a total of 89.5 million yuan in loans supporting specialty industries, demonstrating a deep integration of finance and local agricultural characteristics [2] - The bank has provided 5.47 million yuan in loans specifically for chili cultivation, supporting local farmers in expanding their operations and improving their income [3] Group 2: Green Economy and Sustainable Development - The bank promotes the development of the "under-forest economy" by focusing on financial support for medicinal herb cultivation, leveraging local ecological resources [4] - It has implemented a targeted financial support model for green agriculture, including various loan products tailored to different stages of production and processing [4] - The bank has facilitated the establishment of a cooperative for colorful chili cultivation, providing 28.5 million yuan in loans to support local farmers and enhance collective income [6] Group 3: Community Engagement and Financial Inclusion - The bank has established a "dual-base" linkage mechanism with grassroots organizations to enhance financial inclusion and support rural revitalization [6] - It has conducted extensive surveys across 175 administrative villages, collecting data on 23,656 households and issuing pre-approval notices totaling 5.12 billion yuan [7] - The bank actively promotes the "one village, one product" strategy to strengthen collective economies, utilizing online platforms to streamline loan processes for farmers [8] Group 4: Success Stories and Impact - Local farmer Zhang Qiang successfully expanded his vegetable greenhouse operations with a 50,000 yuan loan from the bank, showcasing the positive impact of financial support on agricultural productivity [9] - The bank's efforts have led to significant increases in income for farmers, with many reporting enhanced resilience and profitability due to financial assistance [3][9]