江苏 持续优化企业账户服务

Core Insights - The article highlights the efficient transformation process for individual businesses to enterprises in Jiangsu Province, showcasing the proactive banking services that facilitate this transition [1][2] - The initiative is part of a broader effort by the People's Bank of China and local government to streamline business operations and improve service efficiency [1][2] Group 1: Business Transformation Process - A hotel company in Yangzhou successfully transitioned from an individual business to an enterprise, utilizing the "Jiangsu Province Enterprise Full Chain Comprehensive Service Platform" for banking account changes [1] - The bank provided a seamless experience by pre-filling forms and reducing wait times to just half an hour for the business transaction [1] Group 2: Banking Services and Innovations - As of November 28, 2025, the number of banks participating in the "individual to enterprise" initiative increased from 2 to 78, expanding the types of banks available to businesses [1] - The People's Bank of China in Jiangsu is piloting online changes for enterprise account information, allowing businesses to handle non-critical changes like "business scope" online [2] - Since 2025, 11,000 online change transactions have been processed, significantly improving the efficiency of account management for clients [2] Group 3: Customer Experience and Efficiency - The initiative aims to minimize the need for businesses to visit multiple locations, allowing them to complete all necessary changes at a single bank branch [2] - Data sharing between government and banks has reduced the need for businesses to fill out over 30 repetitive information fields, leading to a substantial decrease in average processing time [2]