Guo Ji Jin Rong Bao·2026-01-06 08:08Core Viewpoint - Airwallex and China Construction Bank have launched a new personal cross-border remittance product called "Full Amount Arrival," aimed at addressing long-standing pain points in traditional cross-border remittance processes, such as high fees and lengthy transaction times [1][3]. Group 1: Product Features - The "Full Amount Arrival" service significantly reduces costs associated with traditional bank remittances and enhances convenience for users [1]. - The service supports eight major currencies and covers dozens of countries and regions, catering to diverse scenarios such as studying abroad and travel [3]. - The product offers end-to-end traceability and real-time information synchronization, improving transaction efficiency and transparency [3]. Group 2: Risk Management and Compliance - The service integrates anti-money laundering monitoring and transaction risk control capabilities from both Airwallex and China Construction Bank, allowing for dynamic management of transaction processing times based on real-time risk assessments [3]. - The collaboration aims to create a secure, reliable, and compliant cross-border remittance channel while enhancing service convenience and cost advantages [3]. Group 3: Technological Innovation - The partnership leverages innovative financial technology applications, which are crucial for enhancing cross-border financial service capabilities and customer experience [4]. - Airwallex provides modular and embedded financial technology solutions that enable rapid deployment of cross-border payment products and integration of global collection and multi-currency account management [4]. - The collaboration is expected to foster cross-border trade and financial service connectivity, contributing to the high-quality development of the financial industry [4].