银川“银八条”1月13日起实施，多维度护航房地产市场平稳发展

Group 1 - The core viewpoint of the news is the introduction of the "Yin Eight Measures" in Yinchuan City, aimed at promoting stable and healthy development in the real estate market from January 13, 2026, to December 31, 2027 [1] - The measures include a dynamic adjustment mechanism for residential land assessment prices and support for phased payment of land transfer fees, enhancing land utilization efficiency [1] - The policy emphasizes the upgrade of residential quality, optimizing planning and design indicators for residential communities, and promoting a shift from quantity to quality in housing construction [1] Group 2 - The new policies will increase housing loan limits for families with multiple children by 200,000 to 300,000 yuan and for veterans by 20%, along with extended loan terms and improved mechanisms for converting commercial loans to public loans [1] - Yinchuan will accelerate the supply of affordable rental housing, ensuring coverage for urban residents, with priority allocation for multi-generational and large families [2] - The city will implement measures to protect the rights of homebuyers, allowing migrant workers to choose policy benefits after purchasing homes and ensuring that new homes can be registered for residency and schooling immediately after signing [2]