建设银行黑龙江省分行：“裕农通”架起助农暖心桥 绘就乡村振兴新图景

Core Insights - Construction Bank's Heilongjiang branch has established the "Yunongtong" service stations to create a comprehensive agricultural service ecosystem, enhancing financial services for rural areas [1][2] - The "Yunongtong" platform integrates multiple functions, including demand collection, product dissemination, community engagement, bulk mobilization, and risk warning, transforming financial services into accessible community initiatives [1] - The bank's innovative "Yunongtong + Specialty Agriculture" model has successfully provided targeted financial support to various agricultural sectors, including a total credit of 5.05 billion yuan for the edible mushroom industry [2] Summary by Sections - Service Ecosystem Development - Construction Bank's Heilongjiang branch has created a multi-dimensional platform through "Yunongtong," which serves as a key link between financial services and rural communities [1] - The platform aims to upgrade financial services from a "single touch" approach to an "ecological integration" model [1] - Targeted Financial Solutions - The "Yunongtong + Specialty Agriculture" model has been implemented to provide precise financial support to various agricultural industries, with notable success in edible mushrooms, goose farming, sugar beet planting, and high-end beef cattle breeding [2] - The bank's Qiqihar branch has developed a "Farm Loan Service Group Purchase Mini Program," enabling 15,000 farmers to access loans conveniently [2] - Service Infrastructure and Impact - By the end of 2025, the bank plans to establish 4,391 star-rated "Yunongtong" service stations and has already issued 389,600 "Rural Revitalization · Yunongtong Cards," with a total of 34.8 billion yuan in agricultural loans disbursed [2] - The initiative aims to bridge urban and rural areas, providing essential services to the agricultural sector [2]