Core Insights - Huishang Bank celebrates its 20th anniversary in December 2025, having provided over 3 trillion yuan in comprehensive financial support to Anhui Province, contributing to its transformation from an agricultural to an industrial economy [1] Group 1: Foundation and Development - Established in 2005, Huishang Bank is the first provincial-level city commercial bank in China, created through the merger of city commercial banks and rural credit cooperatives, filling a gap in Anhui's regional banking sector [2] - The bank has achieved full coverage of its network across 16 cities in Anhui within four years of its establishment and has extended its services to rural areas [2] - It has invested over 20 billion yuan in major infrastructure projects, supporting the province's strategic initiatives [2] Group 2: Support for Industry and Livelihood - Huishang Bank focuses on serving the real economy, with over 119 billion yuan in loans for manufacturing and 150 billion yuan for strategic emerging industries, including over 150 billion yuan in credit for the new energy vehicle sector [3] - The bank has provided over 210 billion yuan in loans to technology enterprises, with an 80% increase from the end of 2022, and has supported over 13,000 technology companies [3] - In the inclusive finance sector, the bank has issued over 169 billion yuan in loans to small and micro enterprises, benefiting over 410,000 entities [4] Group 3: Digital Transformation and Quality Development - Huishang Bank has shifted its development model towards quality and efficiency, with corporate loans reaching nearly 700 billion yuan, a 50% increase since the beginning of 2023 [5] - The bank has invested 3.65 billion yuan in technology over the past three years, achieving a customer satisfaction rate close to 100% and a significant increase in mobile banking users [5] - The bank's asset quality remains strong, with a core tier one capital adequacy ratio of 9.62% and a continuous decrease in non-performing loans [5] Group 4: Recognition and Future Goals - Huishang Bank ranks 101st in the 2025 "Global 1000 Banks" list by The Banker and 23rd among China's top banks, reflecting its robust performance [6] - The bank aims to continue supporting Anhui's development and modernize its financial services, focusing on its core responsibilities and enhancing its comprehensive service offerings [6]
徽商银行二十年：服务地方 深耕实体 为安徽发展写下金融注脚