Retirees Will Hate These 3 Medicare Changes Taking Effect in 2026

Key Points - Medicare premiums are increasing to $202.90 per month for most seniors, a rise of $17.90 from $185 in 2025, impacting retirees' Social Security COLA adjustments in 2026 [3] - Medicare Part D deductibles and out-of-pocket spending caps are also rising, with the maximum out-of-pocket cap increasing from $2,000 in 2025 to $2,100 in 2026, and the standard deductible rising from $590 to $615 [6] - A new six-year pilot program will require prior authorization for certain medical devices or procedures starting January 1, which may introduce additional hurdles for retirees seeking care [7][8]