Core Viewpoint - The importance of compliance for the stable development of financial institutions has become increasingly prominent under the backdrop of stringent regulation and risk prevention. The "Compliance Management Measures for Financial Institutions" will take effect on March 1, 2025, emphasizing the establishment of a compliance culture starting from the top management and involving all employees [1] Group 1: Compliance Officer Appointment - A one-year transition period has been set for financial institutions to comply with the new regulations, with many non-bank institutions already appointing Chief Compliance Officers (CCOs) [1] - As of now, various financial institutions such as trust companies, financial leasing firms, and consumer finance companies have initiated the appointment of CCOs, with regulatory approvals accelerating [1] - The first CCO in the financial leasing industry post-regulation is Ma Chi from Kunlun Financial Leasing, approved by the Financial Regulatory Bureau at the end of December 2024 [2] Group 2: Trust Companies and Financial Companies - Several trust companies have successfully appointed CCOs, including Lujiazui Trust and Shanxi Trust, with approvals from local regulatory authorities [3] - The trend of appointing CCOs is also evident in corporate financial companies, with multiple firms like Anhui Jiaokong Financial Company and others across key sectors such as energy and transportation establishing CCO positions [4] Group 3: Compliance Management Framework - In 2025, financial regulatory authorities have issued various management measures and guidelines aimed at clarifying business boundaries and reinforcing accountability, thereby establishing a structured compliance management framework [5] - The regulatory environment for non-bank institutions in 2025 is characterized by a dual focus on "system improvement and enforcement enhancement," shifting compliance management from mere formal compliance to substantive compliance [6] Group 4: Industry-Specific Compliance Practices - Different non-bank institutions are exploring compliance practices tailored to their specific regulatory requirements, such as trust companies enhancing management in areas like related transactions and fund flows [7] - Consumer finance companies are focusing on consumer rights protection through mechanisms like a "white list" of partner institutions and AI-driven fraud prevention systems [7] - Financial leasing companies are strengthening their compliance measures in project due diligence and asset management to prevent issues like false leasing [7]
首席合规官 为非银机构稳健发展注入新力量
Jin Rong Shi Bao·2026-01-07 02:32