金融ETF（510230）上一交易日资金净流入超1亿元，2026年银行息差修复有望驱动估值中枢上移

Group 1 - The core viewpoint is that the recovery of bank interest margins by 2026 is expected to drive the valuation of the banking sector higher, with a gradual increase in net interest income due to reduced repricing pressure on loans and continued release of costs for time deposits [1] - Western Securities suggests gradually increasing positions in quality city commercial banks and paying attention to large Hong Kong banks, while also considering shares of commercial banks that have previously been undervalued but have potential for performance recovery [1] - The financial ETF (510230) tracks the 180 Financial Index (000018), which selects representative securities from banks, insurance, and securities companies in the Shanghai market to reflect the overall performance of listed companies in the financial sector [1] Group 2 - The index covers multiple sub-industries within finance, demonstrating significant market representation and industry allocation value [1]