赚了2192亿港元，创纪录

Core Insights - In 2025, Hong Kong's Mandatory Provident Fund (MPF) achieved a record investment return of HKD 219.2 billion, marking the highest annual performance since its inception [1][2] - The average annual return rate for all funds in the MPF system reached 16.73%, making 2025 the fourth-best year since the MPF's establishment [1][2] Fund Performance - The total assets of the MPF system reached HKD 1.554 trillion by the end of 2025, benefiting from both record investment returns and contributions [2] - Each member of the MPF system gained an average profit of HKD 45,728 in 2025 [2] - Hong Kong and mainland China stocks were the best-performing asset class within the MPF, with a return of 31.27%, the highest since 2017 [2] Long-term Returns - As of October 2025, stock funds and mixed asset funds, which account for 80% of the total MPF assets, recorded cumulative net returns of 240% and 200%, respectively, with annualized net return rates of 5% and 4.5% [3][5] - The average annualized net return for the core accumulation funds under the Default Investment Strategy (DIS) since its launch in 2017 is 6.9% [6][7] Fee Structure and Accessibility - The introduction of the MPF Easy platform has allowed more MPF plans to join, with administrative fees capped at 0.37%, benefiting over 10 million member accounts [8] - The MPF Authority plans to implement various measures to enhance the system, including promoting voluntary contributions and optimizing the DIS [9]