Is Affirm's Rival Buy Now, Pay Later Stock Now A Value Pick Following Its 60% Pullback? Value Score Surges - Affirm Holdings (NASDAQ:AFRM), Klarna (NYSE:KLAR)

Core Viewpoint - Sezzle Inc. has experienced a significant decline of approximately 60% in its stock price over the past six months, potentially entering value territory for the first time in a long while [1] Group 1: Company Overview - Sezzle operates in a competitive U.S. online credit market alongside companies like Affirm Holdings Inc. and Klarna Group Inc. It went public on the ASX in 2019 at A$1.22 (approximately $0.84 per share) and saw a remarkable rally of 22,131% through mid-2025 [2] Group 2: Valuation Metrics - The Value score in Benzinga's Edge Stock Rankings for Sezzle has increased from 25.76 to 34.61 within a week, reflecting its core fundamentals against market valuation amid ongoing stock price pressure [3] - Following its recent pullback, Sezzle trades at 16 times forward earnings, which is significantly undervalued compared to peers like Affirm and Klarna, trading at 74.63 and 52.36 times forward earnings, respectively [4] Group 3: Analyst Outlook - Analysts maintain a bullish outlook on Sezzle, with an average consensus price target of $174.80, indicating a potential upside of 143% from current levels [4] - Despite the recent improvement in its scores, Sezzle still performs poorly in Benzinga's Edge Stock Rankings regarding Momentum and Value, although it shows a favorable price trend in the short term [5]