一图读懂 | 参加北京市城乡居民医保,能享受哪些待遇?
Xin Lang Cai Jing·2026-01-07 11:01

Group 1 - The core viewpoint of the article emphasizes the benefits of participating in the urban and rural residents' medical insurance, highlighting the coverage for outpatient and inpatient services [4][6][8] - Participants can enjoy ordinary outpatient treatment with a reimbursement rate of no less than 50% for medical expenses exceeding the deductible and within the maximum payment limit [4] - For participants with special outpatient diseases, they can register at designated medical institutions to receive specific treatment benefits, which will be reimbursed according to basic medical insurance regulations [5] Group 2 - Inpatient treatment costs incurred at designated medical institutions are covered based on the hospital's level, following the established payment standards [6] - Catastrophic illness insurance provides further protection for high medical expenses after basic medical insurance coverage, ensuring that individuals are supported for significant out-of-pocket costs [8] - Medical assistance is available for eligible social assistance recipients, where the personal payment portion of medical expenses is subsidized after basic and catastrophic insurance payments [8]