India’s Appetite for Crypto SIPs Is Growing Rapidly: Here’s How Many Indians Invest Monthly

Core Insights - India's crypto market is witnessing a significant increase in Systematic Investment Plans (SIPs), with more investors adopting disciplined, long-term strategies to diversify into assets like Bitcoin (BTC) and Ethereum (ETH) [1][3] - The rupee-cost averaging approach of crypto SIPs helps mitigate market volatility, making it easier for investors to manage their investments without the pressure of timing the market [2][3] Market Growth - Crypto SIPs in India surged over 60% year-on-year in 2025, driven by first-time retail investors seeking long-term gains amid evolving global regulations and a bullish digital asset market [3][5] - Major Indian exchanges reported record monthly investments in 2025, indicating a robust growth in the adoption of crypto SIPs [3] Popular Cryptocurrencies - The most popular cryptocurrencies for SIPs include Bitcoin, Ethereum, Solana (SOL), and XRP, with BTC being the preferred choice for its reputation as a long-term store of value [4][5] Exchange Performance - CoinDCX, a leading Indian crypto exchange, created over 572,000 new SIPs in 2025, marking a 600% year-over-year increase since the feature's launch in 2022 [6] - CoinSwitch reported a 59% growth in new SIPs, while Mudrex experienced over 220% growth in SIP openings, with most users starting with monthly contributions under Rs 500 [6] - Global exchanges like Bybit and Binance noted a 25-30% increase in users adopting dollar-cost averaging (DCA) bots, with average monthly contributions of $80-100 [6] User Base and Transaction Volume - India's active crypto user base reached approximately 119 million in 2025, with transaction volumes hitting $2.36 trillion from July 2024 to June 2025, reflecting a 69% year-over-year increase [7]