Core Viewpoint - United Community Banks (UCB) is expected to report a year-over-year increase in earnings and revenues for the quarter ended December 2025, with a consensus outlook indicating potential stock price movement based on actual results compared to estimates [1][2]. Earnings Expectations - The upcoming earnings report is anticipated to show earnings of $0.72 per share, reflecting a +14.3% change year-over-year, and revenues of $273.7 million, which is a +9.1% increase from the previous year [3]. Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating that analysts have not significantly altered their initial projections during this period [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that the Most Accurate Estimate for UCB is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +2.42%, indicating a bullish outlook from analysts [11]. Historical Performance - UCB has a history of beating consensus EPS estimates, having done so in the last four quarters, with the most recent quarter showing a surprise of +7.14% [12][13]. Investment Considerations - While UCB appears to be a strong candidate for an earnings beat, investors are advised to consider other factors that may influence stock performance beyond just earnings results [14][16].
United Community Banks (UCB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release