今年起，哪些药品能报销？

Core Points - The National Healthcare Security Administration and the Ministry of Human Resources and Social Security have released a new version of the National Basic Medical Insurance Drug List and the first Commercial Health Insurance Innovative Drug List, effective from December 2025 [1] - The new drug lists aim to enhance service accessibility and are available for query through the National Healthcare Security Administration's WeChat official account starting January 1, 2026 [1] Group 1: National Basic Medical Insurance Drug List - The National Basic Medical Insurance Drug List is established to meet the basic medical needs of insured individuals and to standardize the management of drugs covered by basic medical insurance [2] - The drug list is updated annually, incorporating drugs that meet clinical necessity, safety, efficacy, and reasonable pricing criteria [2] Group 2: Reimbursement Categories - The drugs in the insurance drug list are categorized into Class A and Class B [3] - Class A drugs are essential for clinical treatment, widely used, and have proven efficacy, with full reimbursement available for insured individuals [3] - Class B drugs are clinically useful but are priced slightly higher than Class A drugs, requiring insured individuals to pay a portion out-of-pocket before reimbursement [3] Group 3: Commercial Health Insurance Innovative Drug List - The Commercial Health Insurance Innovative Drug List is designed to support the high-quality development of innovative drugs and to promote a multi-tiered medical security system [4] - The first edition includes 19 innovative drugs targeting areas such as cancer, rare diseases, and Alzheimer's, complementing the basic medical insurance drug list [4] - This initiative aims to clarify the boundaries of basic medical insurance coverage and encourage the development of commercial health insurance [4] Group 4: Querying Drug Information - Users can access drug information by opening the National Healthcare Security Administration's WeChat account and navigating to the drug list query section [5] - Searching can be done by entering the drug's generic name to check its inclusion in the lists and its reimbursement category [5] - Users can also filter searches based on drug classification or reimbursement categories [6]