Bankrate’s Interest Rate Forecast for 2026: See what’s next for mortgage rates, credit card rates, auto loans and more

All of that uncertainty makes forecasting especially challenging. Predicting interest rates is never easy, particularly when economic and political forces are pulling the world’s largest economy in different directions. Bankrate has been producing its annual interest rate forecast since 2011, drawing on decades of tracking consumer interest rates and lending trends.The most likely outcome, Rossman says, lies somewhere in the middle: The Fed trims rates cautiously to support a cooling job market and help dis ...