南宁去年有4874人“生娃不花钱”

Core Viewpoint - The national medical insurance work conference aims to achieve "essentially no cost for childbirth" by 2026, with Guangxi accelerating this goal through innovative insurance policies [2] Group 1: Policy Changes and Impact - Guangxi's maternity insurance policy is moving towards "no out-of-pocket" expenses for insured families by expanding coverage, increasing benefit levels, and upgrading service models [2] - Since January 1, 2025, over 28,212 mothers in Guangxi have incurred personal expenses of less than 10 yuan after insurance reimbursement, with 4,874 individuals in Nanning achieving "no cost for childbirth" [2] Group 2: Coverage Expansion - The maternity insurance coverage was expanded in 2025 to include individuals receiving unemployment insurance benefits, allowing them to enjoy the same maternity benefits as employed insured individuals [3] - As of July 1, 2025, 549 individuals have received a total of 12.13 million yuan in maternity insurance benefits under this new policy [3] Group 3: Direct Payment Implementation - Starting January 1, 2026, Guangxi will implement direct payment of maternity allowances to insured female employees, eliminating the need for employer intermediary payments [4] - Since the pilot implementation in 2025, 5,636 insured female employees have received a total of 90.26 million yuan in maternity allowances through this direct payment model [4]