Trump's Next Reform: Who Gets to Own America’s Homes

Core Insights - President Donald Trump announced plans for aggressive reforms in the housing market, specifically targeting large institutional investors from purchasing single-family homes [1][9] - The proposed ban aims to address the rising home prices driven by investor demand, which complicates homeownership for ordinary buyers [2][5] Investor Activity and Market Impact - In the second quarter of 2025, investors accounted for 10.8% of home purchases, with a significant portion (82.5%) made by smaller firms rather than large institutional investors [4][9] - Investor activity can exacerbate price pressures in competitive markets, particularly where inventory is tight and affordability is stretched [6][5] - Investors are often willing to pay premium prices for properties in high-growth markets, with median investor purchase prices significantly higher than overall median prices in states like Montana [7][6] Future Developments - More details regarding the proposed ban on large investor purchases are expected during Trump's upcoming speech at the World Economic Forum in Davos, scheduled for January 19-23 [3]