新华鲜报｜力争3年左右！看病缴费不再“排长队”

Core Viewpoint - The National Medical Insurance Administration aims to enhance payment convenience for medical services through various innovative payment methods, targeting to establish a comprehensive payment system within three years [1][5]. Group 1: Payment Methods - Facial recognition payment allows for identity verification and payment without physical cards or smartphones, particularly benefiting elderly individuals who may forget their cards or struggle with technology [2][3]. - One-code payment enables simultaneous completion of medical insurance reimbursement, personal account payments, and out-of-pocket expenses, streamlining the payment process for patients [2][3]. - Mobile payment facilitates the entire process of appointment booking, payment, and insurance reimbursement through mobile apps or mini-programs, catering to patients with mobility issues [2][3]. - Credit payment allows insured individuals to have their out-of-pocket expenses covered by banks within a pre-approved credit limit, enabling them to receive medical care first and settle payments later [2][3]. Group 2: Implementation Timeline - The initial rollout will involve at least two cities from each province, with a target for effective implementation in designated medical institutions by 2026 [3]. - By 2027, the goal is to achieve provincial coverage in designated areas, and by 2028, to fully implement the system in all eligible medical institutions within the province [3][5]. Group 3: Broader Implications - The establishment of a convenient payment system is expected to enhance the management of medical institutions, improve patient flow, and optimize the use of quality medical resources [5]. - This initiative is part of a broader effort to reform healthcare services, including cross-province direct settlement of medical insurance and the promotion of cloud data sharing [5].