Jin Rong Shi Bao·2026-01-08 03:35Core Insights - The article highlights the role of Postal Savings Bank in supporting agricultural development in Yunnan Province, particularly in Zhaotong City, through tailored financial services that align with local agricultural characteristics and the rural revitalization strategy [1][2][3][4][5][6] Group 1: Agricultural Development - The diverse climate and geography of the region contribute to a rich agricultural landscape, with low-altitude tropical fruits and high-altitude cool vegetables thriving [1] - In Yongshan County, the area dedicated to specialty fruit cultivation has reached 195,000 mu, with an annual output of approximately 100,000 tons and a production value exceeding 1.1 billion yuan [2] - The bank's "industry loan" products have been instrumental in addressing the financing needs of local farmers, enabling them to expand their operations and improve productivity [2][3] Group 2: Financial Support Mechanisms - Postal Savings Bank has introduced various financial products, such as "loquat loans" and "citrus loans," to support the development of specialty fruit industries [2] - The bank's proactive approach includes on-site visits and personalized financial solutions, which have effectively resolved funding challenges for farmers [2][3] - The bank has streamlined its loan approval process, reducing the time to 24 hours, thus enhancing accessibility for farmers and businesses [5][6] Group 3: Impact on Local Economy - The modernization of agricultural practices, supported by the bank's loans, has led to significant increases in crop yields, with some farmers reporting a 30% increase in production [3] - The transformation of previously idle land into productive agricultural areas has created job opportunities and increased income for local communities [5][6] - As of October 2025, the bank's inclusive finance initiatives have resulted in a balance of 960 million yuan in loans for small and micro enterprises, serving 4,528 clients [6]