“收到钱了”，退款额为投资本金的5%！帮扶祥源控股集团工作组开启资金预清退，有人获退款10万余元

Core Viewpoint - Investors affected by the "Xiangyuan system" product collapse have begun to receive partial refunds, amounting to 5% of their principal investment [1][2]. Refund Process - Some investors have reported receiving refunds, with one individual receiving 8,000 yuan and another over 100,000 yuan, both from an account named "Helping Xiangyuan Holdings Group Work Team" [2]. - The Zhejiang Provincial Financial Office confirmed that from January 8, a special task force would initiate the first phase of fund pre-refund for individual investors holding "Xiangyuan products" [3]. Withdrawal and Fund Recovery - On January 6, the Zhejiang Jin Asset (formerly known as Zhejiang Financial Asset Trading Center) app announced the resumption of withdrawal functions, allowing some investors to withdraw their balances immediately [4]. - However, some investors reported that they could only withdraw available balances, excluding principal amounts from products that had not matured since November 2025 [4]. Financial Situation of Xiangyuan Holdings - Since November 28, 2025, multiple financial asset income rights products backed by Xiangyuan Holdings and its actual controller have faced maturity issues, with total overdue funds exceeding 10 billion yuan [5]. - The total number of affected products exceeds 200, with a total transaction scale also exceeding 10 billion yuan, and expected annual returns of 4% to 5% [5][8]. - Xiangyuan Holdings' total assets are approximately 60 billion yuan, which can cover 40 billion yuan of total liabilities, but a downturn in the real estate sector has led to a liquidity crisis [5].